General Liability Insurance
Protect yourself from accidents that cause physical injury or damaged property.
What is general liability insurance?
General liability insurance (also called commercial general liability (CGL)) provides financial protection against workplace risks such as property damage, customer injuries, and lawsuits. In general, it is the most common policy to be in place to provide general protection for all types of businesses, regardless of their size.
What does general liability cover?
Bodily Injury
In the event that a customer (or another third-party) is injured on your property, you may be responsible for the medical expenses incurred and any damages sustained.
Personal and Advertising Injury
If you receive a complaint from a customer (or a third party) alleging that you damaged their reputation or plagiarized their intellectual property, regardless of the validity of the claim, you may have to retain a lawyer and pay additional legal costs.
Property Damage
In the event that your business accidentally damages another's property, you may be responsible for paying for the repair or replacement costs.
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