What is business owner's policy (BOP) insurance?

BOP insurance, also known as business owner's policy insurance, is a package of insurance coverage that includes general liability, commercial property, and business interruption insurance. For any size business across all industries, this policy is generally the most common bundled policy to be in place to ensure overall protection. Since the BOP policy is bundled, it is generally less costly than purchasing separate general liability and commercial property policies.
What does business owner's policy cover?
General Liability
Provides protection against everyday workplace risks, such as bodily injury, lawsuits, and other third-party risks.
Commercial Property

A Business Owners Policy (BOP) can provide coverage in the event that your property, inventory, or equipment is damaged or stolen.
Business Interruption

BOP insurance provides coverage in the event of a covered loss event, where loss of income and relocation costs are incurred due to a covered loss event.
